You may be smiling at the headline of today's post " Ways to become a millionaire at a young age "! At the same time, you must be wondering what kind of nonsense I have presented to you. Whether you smile or think about it, I would say you have wasted a lot of time in your life watching videos on Facebook and YouTube. Don't waste another five minutes on this post. Find out what's in this post.
I'm not going to tell you any rocket science here to get rich, or anything impossible or unreal. In terms of reality, we will discuss how it is possible to take one's financial position to a higher level by changing one's current position from one's position. In this case, one can become a millionaire and another a millionaire according to one's position in the Vedas.
Here, I am not talking about any way that you can become a billionaire by changing your financial status in a day or a month if you want. I will not give you any kind of tempting assurance, which is never possible. However, I can guarantee that by reading this post, you will be able to change a lot of your financial situation by becoming a conscious citizen at least about money.
Since, we are talking about ways to become a millionaire at a young age in today's post, let's see if anyone can become a millionaire at a young age at first. And if someone has become a millionaire at a young age, then it is necessary to know at least once how they became millionaires and what kind of work or hard work and talent they have spent to become millionaires.
5 Youngest Millionaires in the World
There are always young millionaires in this world. We will not be able to highlight everyone's identity and activities here. But I will try to give a brief idea about the biographies of some of the youngest billionaires and what they had to do to become millionaires.
1. Kylie Jenner
Kylie Jenner is a US reality television personality, model, actress, entrepreneur, social personality and social media personality. He is best known as an actor in the television channel's reality television series "Keeping Up With the Kardashians" from the age of nine. She is best known for her branded cosmetics and her presence on social media.
He was born on August 10, 1996. As such, his current age is still only 22 years. At 22, he owns more than 1 billion. In this age where what is not possible by an established person has made it possible in just 22 years.
In 2016, he was named Jenner in the Forbes Celebrity 100 list, where he became the youngest billionaire. Her main source of income is a cosmetic company in her own name. In the beginning he worked as an entrepreneur himself.
2. Alexandra Andresen and Katharina Andresen
Alexandra Andresen and Katharina Andresen are her two sisters. Before Kylie Jenner, the two sisters were the youngest millionaires in the world. These two sisters are from Norway. The two sisters made it to the list of the youngest millionaires by buying shares in the stock market. At present they each own 1.1 billion.
3. Elizabeth Fertwengler
Elizabeth Fertweingler is a German citizen. His current age is only 26 years. At this age he owns 1.2 billion. He is a director of a media company. Working in electronic and print media, he has become the owner of this huge amount.
4. Mark Zuckerberg
There are very few people who do not know Mark Zuckerberg, the founder of Facebook. He is an American computer programmer and software developer. His real identity is as the founder of the popular social networking website Facebook. He is currently the CEO and President of Facebook.
Mark Zuckerberg founded it as a privately owned company in 2004 when he and a few of his classmates were students at Harvard University. At just 26 years old, Zuckerberg was named Time Magazine's Person of the Year. His current age is 35 years. He currently owns. 54.3 billion. He was once the youngest billionaire in the world.
5. Felix Kezelberg
Felix Kezelberg is a popular YouTuber. His YouTube channel is called PewDiePie. Which is a gaming youtube channel. His job is to make people happy by playing video games on YouTube. His YouTube channel is ranked 2nd in the world in terms of popularity . It even touched the milestone of 100 million subscribers for the first time in the history of YouTube.
He was born in Sweden in 1969. As such, his current age is only 30 years. His main source of income is YouTube . In addition, he has different types of gaming companies. He currently owns ২ 1.2 billion. Two-thirds of his income comes from YouTube.
What do you need to get rich?
None of the top 5 millionaires became millionaires at a young age without hard work and talent. Behind becoming a millionaire, they have talent, skills and labor. If you read the biographies of these 5 people, you will know that they were not billionaires in the beginning. Everyone started a small business with very little money.
Felix Kezelberg initially made videos with his mobile phone. But he is now a billionaire. So no one can be rich if he has money. You need more than luck to succeed in affiliate business. We will discuss this below. Develop the following habits to get rich at a young age-
1. Concentrate on work
You need more than luck to succeed in affiliate business. If you do something out of six, that job will not show you the way to success. Whether you are writing or doing business or any other job, you must pay close attention to that job in order to be successful.
When you have sincerity towards a job, you will be able to do it properly and enjoy it. No matter what you do, if you do it with hard work, success will come today or tomorrow.
2. Stay true to the goal
To be successful, you must first set your own goals. If you do not decide what you want to do in the future, you will not be able to get anywhere without a goal. If you take a boat like a boat without a beard, you will just keep on eating, you will never reach your destination.
If your goal is unclear to you, it is never possible to touch it. It is not possible to reach the pinnacle of success without goals. The goal is like a ladder to success. The goal is to lay the foundation for success. Can be called the blueprint for success. So in order to discover yourself in the golden peak of success, you have to be clear about your goals.
3. Don't run for the same goal
We Bengalis are a very lazy nation. I feel ashamed to say this. We are all busy looking for one-sided jobs. I don't think there is any need to do anything after getting a government job. Routine work from 9 am to 5 pm does not consider itself as a very busy person. At the end of the month, if I get the job money, I can think of myself as a successful person only if I can spend months.
But those who are working, they can do many more kinds of work besides the job if they want. If you are a routine employee, you can start a small business at a later time. If you are a teacher, you can earn some extra pocket money per month by becoming a student tutor.
In this way, you can use the skills that you have after the work time. Nowadays online marketing is quite popular. You can work on them. Why just wait for one date of the month to come?
4. Find new ways to earn money
I say again, with just one job you can never be rich. Can you show me a job that someone has become rich by doing the job honestly? You just have to be more discriminating with the help you render toward other people.
You have to have the power to think about how the past has gone, how the present is going and how the future will go and what kind of work is going to be popular in the future. A truly successful person always sees the future. A successful person has the ability to discover what will happen in the future, what will happen, etc.
5. Keep track of income
If you don't have the habit of controlling and spending money, you will never be rich. There is a proverb that when you sit down and play, the king's treasury becomes empty. If you have a habit of spending more than you earn, give up hope of becoming rich. There are a lot of people who do not feel well when they get the job on the first day of the month.
If you have a bad habit of chatting with housewives and girlfriends after getting monthly celery, you will never be able to make your dream of becoming rich come true. No matter what source you make money from, you must keep track of the money.
6. Make financial plans
Financial planning is essential for success in any endeavor. Without a financial plan, neither business nor family maintenance will work properly. If you don't plan properly, you will have to borrow money from others before the end of the month. In all cases there is no alternative to planning. ‘Financing’ is a very important issue in any business. Spend consistently with income. Simply put, understand the income and spend it.
7. Try not to borrow or lend
If you have to spend every month borrowing or borrowing, then you will never be able to keep any of your earnings. This will have an effect on the growth of your money. Refrain from borrowing. Try to spend in proportion to the amount of income you have. Borrowing money can never improve one's financial situation.
8. Save
Savings can play a very important role at any time in your life. When you try to be frugal, it works for you. Make saving a habit. You can become rich at a very young age. We will discuss saving in detail in the post below.
9. Do small business
If you are an employee, you can start a small business after the job hours. Because it is not possible to earn more money at a young age just by working. Because even if you don't do a big job, there is a moderate amount of money available in the job. And if it is a government job, that amount is very small. So if employees want to get rich or improve their financial situation, they must try to start a small business along with their job.
10. Don't buy expensive things without necessity
You cannot afford to be a rich person if you have expensive clothes, expensive smartphones, computers, laptops, watches, shows and other luxurious furniture of high value. Because your identity is yourself. If you are a rich person then everyone will know you by your identity.
Instead of buying expensive things without unnecessary need for it, try to buy exactly what you need. If you can go anywhere in any environment using a 1000 rupees pants, why waste money by buying only 5000 rupees pants?
True rich people never waste money unnecessarily. Instead, they save money and invest it in whatever they need, and in the end, they try to double that amount. And in order to be rich, it is very important to be qualified in this quality. So giving up these unnecessary things with a little effort now will improve your future.
What is the way to become a millionaire at a young age?
If you've been reading this post carefully, you must have noticed that in the very first paragraph of my article, I said that making money is the most important thing to become a millionaire. But more important than earning money is saving money. And more important than saving money is investing the saved money in the right way.
If you keep your savings in the cupboard, that money will not increase, but will decrease. If you have one lakh rupees in your cupboard today, the value of that money will not be one lakh rupees after one year. Because the thing that you can buy with one lakh rupees in 2020, you will not be able to buy that thing with one lakh rupees in 2021.
As usual, the price of each item increases with time. In general, the price of each small, large and medium genus increases by about 7% per year. As such, if you have 100 rupees, the value of that money for one year will be 94 rupees. In other words, the thing that you could buy for 100 rupees, you have to spend 108 rupees to buy that thing after one year. In this case, if you have this lakh money, after one year, the value of that money will be 94 thousand rupees. But you did not understand that from one lakh rupees in your cupboard you have lost 6 thousand rupees in one year.
Now you may be wondering, what should I do? Before discussing how to invest the money you have, let's discuss how to save money. Because without money, there is no question of investing money. So first you have to save money.
How do I save money?
We have discussed in detail the above 10 points on how to save money. If you can follow all of the above, saving money will not be an issue for you. Then we will also look at how you can start saving money from the very primary level.
Reading the biographies of all the millionaires in the world, it is seen that in the beginning no one was rich or millionaire. Most millionaires have gradually become millionaires by investing the money saved by saving a portion of their income. I am trying to make the matter clearer by giving an example about saving money.
Example - Once upon a time there was a king. The king had a very loyal evil minister. But the king did not know anything about his wickedness. Seeing the king's sincerity towards the wicked minister, all the other ministers and subjects of the kingdom were very jealous. For which one day all together put the evil minister in danger. The king became very angry when he heard of his minister's misdeeds and ordered the death penalty for treason.
On the day of the execution of the minister's death sentence, the king said to his minister, "You have been my most trusted minister. You can tell me if you have any last wish." I will fulfill your last wish word for word. Then the minister said, to support my family I have to pay 1 taka per day and I have to pay double interest on that money. That means 1 taka per day and 1 taka on the next day + a total of 3 taka with interest of 1 taka on the previous day. In this way interest has to be paid on a circular basis.
The king did not understand the matter and assured to fulfill the last wish of the minister. But in this way the interest rate increased and after a few years the king died. All the money that the king had was to be given to the family of the late minister and at some point he had to sell the king's resources.
My motive behind this example is that deserts are formed by the combination of point-to-point sand or oceans are formed from small water droplets. No matter what profession you are in, if you save a portion of your income every month or every week or every day, after one or two years, the amount of money saved will become huge.
How much you save will depend on your income. If you save 5-10% of your total income, you will save a huge amount of money in just a few years. If you need less money, you can increase the amount of savings according to your needs. In this way your dream of becoming rich will be fulfilled quickly.
How to invest money?
Many people say that if there is money, the brain of the head opens. In fact, it is not a bad thing at all. If you have money, you can find ways to earn it yourself. If you have money, you will have no shortage of people to guide you. Even so, owning one is still beyond the reach of the average person.
When you have money, you need to decide where you will invest your savings, considering your needs or what you can do. Because without proper investment, you can lose your savings. So where to invest, you have to think and decide. You can invest your money in some of the following activities.
1. Do small business
If you have the opportunity to do business, you must start the business with the money saved. If you have less money you can start a small business. All successful entrepreneurs start small businesses and expand their businesses over time. The only business is a lucrative business that can make you rich in a short time.
What business you do will depend on your experience and your area. You can start a business that seems profitable in your local area. Although it may seem a bit daunting at the beginning, gradually you will be able to find ways to increase your business income as your business experience grows.
Intelligence is the key to investing. Because if you invest in the wrong place like a fool without thinking, you will face loss, this is normal. So make yourself aware of where some of the dividends will be credited to your account if you invest in a business. Try to invest your intellect and knowledge and do it in a place where you do not have to face loss.
2. FD and insurance in different types of banks
If you feel that you are a professional or busy person, it is not possible for you to do business, then you can make FD (Fixed Deposit) in different banks. You can also take out insurance in the name of yourself and your family members. It is very important to get health insurance, especially for employees.
Moreover, it is better to take education insurance for boys and girls. I don't think there is a need to discuss all these issues. Because we all know more or less about these. So if you have money, you can do FD (Fixed Deposit) and insurance in different banks without keeping them in the cupboard.
3. Mutual funds
Making money from mutual funds is a very lucrative source. Mutual funds work a lot like the stock market. There is no need to deposit money in a mutual fund if you have experience in stock market or stock. In this case, you can become a millionaire overnight by working directly in the stock market. However, if you do not have full experience in this matter, it may be against the interest. So if you want to work in the stock market, you must first gain experience in stocks and stocks.
But for those of us who have employees or ordinary people, working in the stock market is almost impossible. In this case you can deposit money in the mutual fund. Many people do not understand the issue of mutual funds. Because it did not make much of an impact in Bangladesh. Mutual funds are very popular in India.
What is a mutual fund?
Mutual funds work a lot like banks. But here you have to take some risks. If you keep money in a good quality mutual fund company, the chances of loss are very low. Mutual funds operate primarily in the stock market. With your money from me they earn money by buying shares in the stock market and give us some of the dividends.
What they are doing here is, their company has a lot of experienced and expert people about the stock market. They always do research on stock marketing. They invest money by verifying which markets they can profit from. It is possible to earn a lot of money by investing money in such companies.
In fact, through the power of will, man makes many difficult and complex impossible tasks possible. There is no hard work in all the issues that we have highlighted here. Only if you are a little conscious citizen you can make a lot of money in just a few years by making changes in your normal movement or lifestyle.
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